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Fintech is Changing Everything in the Mortgage Industry – Startups like Blend have built lending platforms that leverage ML and AI to speed up the paper-heavy mortgage application process by requesting needed information from applicants with no human.
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Five Ways AI is Changing Mortgages for the Better in 2019 – AI will make the gathering, reviewing and verification of mortgage documents much faster and more accurate. It can turn the application process into an “assembly line” system that not only moves.
How the home affordability calculator works. This calculator uses these guidelines for determining how much house you can afford, which are similar to common underwriting criteria that mortgage lenders use. Your total mortgage payment should be no more than 28 percent of your gross monthly income
When you apply for a mortgage, following the correct process matters. Here’s how to prepare, what to do and what the lender does at each step until closing.
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