– When refinancing investment or rental property, what is the difference in rate for non-owner occupied vs. owner occupied financing? Conforming non-owner occupied rates are typically 3/8% higher than owner occupied interest rates.
Non Owner Occupied Mortgage – United Credit Union – To compensate for the increased risk of foreclosure, rates for mortgages on investment properties, also called non-owner occupied properties, are higher (roughly .375 %) than for loans on owner occupied homes.
Non-Owner Occupied Mortgage | Blue Water Mortgage – Home loan resources. rate and APR based on the following assumptions: Purchase Price of $250,000, loan amount of $200,000, 80% loan to value, 740 credit score, single family property, primary residence, escrowing taxes and insurance, debt ratio within program guidelines.