should i buy a home warranty

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You likely won’t need to bother purchasing a home warranty. Most new home features and systems should work without the need of repairs or replacements for several years. In addition, these newer appliances should still be covered under manufacturer warranties, which are usually good for up to several years.

A real estate agent may purchase a home warranty when representing a seller as protection against any problems while the home is for sale. A real estate agent may also buy a home warranty when representing buyers as an incentive to purchase the home. Cost and length of coverage. A home warranty is typically a one-year contract, paid in a lump sum.

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Purchasing a "Home Warranty" is like buying any other form of insurance. It initially appears to be an unnecessary expense but in the end, when filing a claim, you’re thankful you made the decision to make the commitment.

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When you purchase a home, even a home that isn’t new, there is a very good chance that you will be offered a home warranty. The seller may offer to purchase one on your behalf to provide peace of.

Known damage existing before the start of warranty coverage may meet with denial of a claim. For this reason, if a home inspection conducted before purchase reveals damage to some systems or.

You can generally purchase one of three kinds of home warranty: a plan for a particular appliance, a plan for all your appliances, or a plan for your appliances and your plumbing and electrical.

When you’re pulling out your wallet to pay for that new refrigerator, big-screen TV, or treadmill for your home. This should be enough to cover you if your product turns out to be defective.

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Should we buy a home warranty? Is it really worth it? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.