No Money Down Mortgage Programs

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1. No money down: Department of Veterans Affairs. The VA guarantees purchase mortgages with no down payment required for qualified veterans, active-duty service members and certain members of the National Guard and Reserves. Private lenders originate VA loans, which the VA guarantees. There is no mortgage insurance.

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Getting a mortgage with no money down sounds too good to be true, but the options do exist. Today there are two government-backed programs that do not require you to make a down payment. This means you secure 100% financing. Sure, you start your homeownership off with no equity.

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100% HOME FINANCING. A common misconception is that you are required to have 20% of the purchase price as a down payment. Not only is this not the case, RANLife offers many 100% Financing programs to make getting a home loan more affordable.. Saving up enough money for a down payment, closing costs, and moving costs can be one of the most difficult steps in buying a home, especially for.

We offer various types of mortgage loans to help our customers attain the best. programs to help borrowers qualify for financing with little or no money down.

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Don't let a downpayment stand in your way of buying a home.. There is no interest or monthly payments, and the loan term is equal to your first mortgage term.. (unless your refinance with our Step Up program) or pay off your first mortgage.

The Iowa Finance Authority offers two mortgage programs for Iowa home buyers.. 3% down payment** and include reduced or no mortgage insurance fees.