You do you better mortgage rates from a mortgage broker or a bank? Down payment gifts: How to give and receive a cash down payment gift for a home. Who should use a mortgage broker? In general, if your loan is a straightforward transaction, and your credit, income and assets are strong.
So you wanna buy a house but..you've only got a small amount of money saved to put down. Or maybe you're getting a gift from a relative to use as the down.
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As mortgage brokers we deal with many different mortgage lenders, we are constantly sourcing out lenders offering the lowest rates. We get them competing for YOUR business! Market rates are not acceptable to us and they shouldn’t be acceptable to you either.
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What does a mortgage broker do? Do mortgage brokers work for the bank or a financial lender? What kind of clients do you work with? What is mortgage life insurance? What are Fixed and Variable rates? Can I make my down payment with gifted money? Mortgage broker vs my bank.
had a gift with one-line zingers and liked playing Caps, a drinking game. After graduating with a bachelor’s degree in business administration from Cal State Fullerton, Chipperfield started working at.
As a side note (and no, I'm not recommending this), I heard from our mortgage broker that the gift letter is used solely for underwriting purposes, and that no.