Today, the best loan products for someone with perfect or even bad credit are government insured home loans. VA, USDA and FHA first time home buyer programs offer $0 down / low down payments, low interest rates and relaxed credit standards. In some cases we can approve buyers with less than a 585 FICO score.
Your gateway to government loan information Informs citizens of loans they may be eligible for Provides information on loan terms and how to apply Learn facts about government assistance: Loans vs. Grants